A disciplined approach to financial growth.
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Shortly after beginning his financial planning practice in 2014, Justin realized that his strong attention to detail and his organizational skills were the driving forces behind his passion for helping his individual and corporate clients structure their finances in a rational way. Regardless of the complexity, Justin likes to guide his clients through a disciplined approach as they face the different stages of their lives. He founded Richard Financial Management Inc. in 2023.
Education has always been a priority for Justin. After completing his bachelor’s degree in Business Administration at Université Laval with a concentration in Financial Services, he immediately focused on obtaining the Certified Financial Planner (CFP®) designation and soon after, the designation of Chartered Life Underwriter (CLU®).
As a proud husband and father, Justin likes to spend his spare time travelling, on the golf course, at the hockey rink or on the ski slopes.
About
Justin Richard CFP®, CLU®
President & Certified Financial Planner
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With over seven years of specialized experience in financial and wealth management, supported by more than a decade in administrative and client service roles, Isabelle excels at driving operational efficiency. She combines meticulous attention to detail with a proactive mindset to support Justin, ensuring a seamless and high-touch experience throughout each client's journey. Her approach is defined by clarity, consistency, and a commitment to precision.
After completing her business management education at CCNB and Université de Moncton, Isabelle has supported a wide range of client needs and varying levels of complexity, contributing to the day-to-day operations that keep the team running smoothly.
Outside of the office, Isabelle enjoys spending quality time with her spouse and son, taking nature walks, cooking and baking, and playing the piano.
Isabelle Richard
Administrative Assistant
Services
Investment Management
We manage our clients' investments by focusing on appropriate asset allocation and by providing solutions that align with their unique objectives and risk tolerance.
Tax & Estate Planning
We are dedicated to guiding our clients through the intricacies of estate planning to ensure their assets are distributed according to their wishes and in a tax-efficient way.
Insurance and Risk Management
We help individuals, families and businesses determine how various insurance products may fit in their financial plan in order to protect their wealth, mitigate risk and offer peace of mind for life’s unforeseen events.
Corporate Structure Planning
By working with their accountants, we help business owners build optimal structures for their corporations and implement strategies to get the most out of their retained earnings.
Retirement Planning
With our expertise in financial planning and wealth management, we provide clarity to our clients by putting all the pieces together and laying out a plan for them to achieve their retirement goals.
Group Plans
We work with businesses to develop tailored group plans (health benefits and retirement savings) that favor with employee retention and enhance overall organizational success.
Get in touch with us
Fax
(506) 857-6840